So Electric Six came out with a new album. I went to download it on Allofmp3.com but I have no money in my account there, so I have to credit some in. Turns out, VISA (the only credit card I own) has stopped paying shady overseas companies like this one (a Russian version of iTunes -- way cheaper and a much larger library of music). So I'm screwed. If I have no way of crediting my account with them, then I can't buy this awesome Electric Six album (and dozens of other albums for about $1.50 apiece).

That's when I decided to get a Mastercard, just so I can fund allofmp3. Go Mastercard.